Back
TLDR
The J.P. Morgan API documentation offers a comprehensive overview of their financial services APIs. It functions as a catalog, detailing the purpose and functionality of each API without listing specific endpoints. This resource is designed to help developers understand the scope of J.P. Morgan's API offerings, enabling them to integrate various financial functionalities into their applications.
Capabilities
PaymentsDrive revenue by accepting payments virtually anytime, anywhere. Supports: 3-D Secure, real-time payments (Zelle, ACH, RTP, checks), cross-border payments, multi-currency transactions, low-value direct debits, ACH credit transfers, card-not-present transactions, open banking payments, push-to-car...
Account ManagementRetrieve real-time and historical account balances, manage account credentials, and integrate account data into your systems. Supports: real-time/historical balances, card account credentials, virtual accounts (balances, transactions), account onboarding details.
Fraud ProtectionEnhance your payments experience with solutions to optimize authorizations and protect your business and consumers from fraud. Supports: 3-D Secure, payment authorization, verification, fraud checks, tokenization (network, Safetech).
Foreign Exchange (fx)Retrieve real-time foreign exchange rate sheets and manage currency conversion. Supports: real-time FX rate sheets, executable/indicative FX quotes, booking/canceling trades.
Checkout & CommerceCreate and manage checkout sessions, accept payments, and generate shareable payment links for a streamlined commerce experience. Supports: checkout sessions, payment links, consumer profiles (create, retrieve, update, delete, manage addresses, payment methods, communication details).
Payment Tracking & ReportingTrack payments in real-time with unparalleled visibility and access transaction-level payment reports. Supports: real-time payment status, cross-border/domestic payment tracking, US Real-Time Payments participant status, transaction-level reports (customizable, scheduled, various formats).
Webhooks & NotificationsSubscribe to and receive real-time notifications for important events like payments, disputes, refunds, and account updates. Supports: webhooks, email notifications, incoming credit confirmations.
Identity & VerificationVerify the identity of individuals, organizations, and bank accounts. Supports: entity verification, bank account verification.
Treasury & Cash ManagementConsolidate balances, manage sweeps, and optimize cash flow. Supports: balance sweeps (update parameters, execute instructions), balance consolidation.
Prepaid CardsCreate, update, fund, and manage virtual or physical prepaid Visa debit card accounts. Supports: virtual/physical prepaid Visa debit cards, account linking, transaction details, cardholder documents.
Payment InvestigationsRetrieve detailed information about payment investigations or inquiries. Supports: web case number, investigation ID.
User Access ManagementControl, search, and update user access across applications to automate onboarding, offboarding, and compliance tasks. Supports: user access control, search, update.